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3rd class medical. Mine cost about $80. If money weren't an issue, I'd say go for a 1st class, but if you're cash strapped, you theoretically could put it off till after your PPL, but I wouldn't stall any longer than that, especially if you're committed solely to being an airline pilot. If you undoubtedly would not fly if you couldn't be an airline pilot, just get the 1st class right away to make sure you're not throwing your money away. And unless I'm mistaken, the student privileges of a 1st class last for about five years EDIT: Costs, with regards to first class as opposed to third, vary from place to place, but the impression I get is that the first class is not monumentally much more, I think it costs $120 at most in my area.
A third class medical is required before you can fly solo, and depending on the Trafford you go to for the exam, should cost you less than $100. You won't need a First Class medical for several years, so don't waste the money. At current prices, figure training for a private pilot's certificate will cost you around $8,000. I guess you need to mow some more lawns and shovel a few more sidewalks.
$1200 probably won't get you to solo. Wait until after your intro ride (first lesson) before you get your medical. Also, make sure to get the highest class medical you expect to need based on your goals. If you plan to be an airline pilot get a class 1 medical. I've seen too many people go through their private towards an airline career and then find out they don't qualify for a class 1 medical.
Mostly what they check for are things that could cause you to fail to be able to operate the machine. The biggest of coars is on you eyes and hearing. also check certain diseases and disorders.. I really don't think a back problem would cause you any issues with getting a pilots license.. Hey I'm a helicopter pilot. They are the coolest machines made, Look into it, Awesome cool carreer. But pretty spendy to get started
3rd class medical. About $100-$150 depending on where you live. I've never heard of any type of grant towards a PPL.
If you want to be a pilot, get used to working for what you want instead of waiting for a "grant" or someone else paying for your training. RECOMMENDATION... get a part time job to pay for your flying.... lots of us have done it, and guess what!? It WORKS!