If you need cash now, we offer fast payday loans up to $1000. The process takes less than 3 minutes.
Payday advance types of loans usually require the entire amount to be repaid on the next pay period. No credit or faxing needed for loans under $1000. Bad credit OK! Instant Decision; you can start today and have the cash you need quickly
We are an immediate loan specialist in Mulberry, and we are quicker and more advantageous than run of the mill retail facade banks since we're based on the web and are open constantly. No compelling reason to sit tight for "ordinary business hours" or invest energy flying out to the store — our short application can be finished in not more than minutes. You can even apply from a cell phone while you're in a hurry!
We can loan up to $500 to Mulberry occupants, in view of qualifying elements. On the off chance that endorsed, your credit will be expected on your next payday that falls in the vicinity of 10 and 31 days after you get your advance. Nitty gritty data with respect to expenses and reimbursement is accessible on our Rates and Terms page. As you consider whether an advance is proper for your prompt needs, you ought to likewise investigate other subsidizing alternatives. A payday credit is a genuine budgetary duty, and not an answer for long haul issues. Getting from a companion of relative may be a superior alternative.
I had a very unusally call today at work. A person identified himself as a criminal inverstator and said if i did'nt pay 2452.00 by today a police officer would come and arrest me. H e said I would end up paying 10,000 if i go to court. He continue to keep calling and harrasing me. Is this legal. If scared me so bad.
No, the US hasn't had a debtor's prison in a long time. Next time he calls, get his name and company info. When he asks why, tell him the state attorney general asked that you get it for your complaint. There maybe a grain of truth to the court part. If they sue you and win, you may have to pay for the expense of suing you.
It is definately NOT legal and this person is violating a ton of laws. LOL Typical of scumbag collection agencies to call and say you will go to jail or a cop is going to show up at your house or work to haul you away. Most likely, this person is not a criminal investigator, but just a run of the mill bottomfeeder collection agent who has been told to use whatever force or means to scare you into handing over bank account info or a credit card number. Tell him to stop calling you or you will report him. Then a cop will surely come knocking at HIS door. LOL
He lied. You cannot be arrested for failing to pay a payday loan. You can be arrested for giving a bad check to a payday loan place (or anywhere else). However, this crime occurs when you give them the bad check, whether or not you later pay the money.
The lord did it for me today. Last week Pastor Mrs Joy Bee post one lender name on yahoo answer that help her with a loan. pastor said she was scammed four times by four lenders in my search for a loan but at last she got a reliable lender. she post the lender name. i saw it them i just try my luck. i applied last week. YESTERDAY(MONDAY) i just confirm my account the loan is already deposited $25,000USD. please try and contact him.. via email: email@example.com, just comply with him and you will have the loan in your account... I have search for a legit lender until I got him and I decided to help my fellow humans with this because there are a lot of fake lenders out there and I do not want any body to fall a prey please get to him and tell him that I referred you to him.
If i were u, i'd IMMEDIATELY find a consumer attorney who handles FDCPA i just found a VERY educational doc online that was VERY helpful; plz read.... Thursday 10|08|2009 What is Exempt from Debt Collection? IMPORTANT NOTE: The exemptions from debt collection discussed on this page apply to private debts like credit cards, medical bills, and bank loans. If you have child support debt, or if you owe money to the government for taxes or a student loan, different rules apply. Know Your Rights! **Exempt Income Protection Act** A new law called the Exempt Income Protection Act (EIPA) went into effect on January 1, 2009! EIPA protects bank accounts that contains subsistence funds such as government benefits, pensions, and some earned income. EIPA prevents creditors and debt collectors from freezing these accounts to pay private debts, like credit cards. Under EIPA, your bank account cannot be frozen if the balance is less than: * $2,500 - if your account contains directly deposited exempt benefits, including Social Security, SSI, Veterans benefits, disability, pensions, child support, spousal maintenance, workers compensation, unemployment insurance, Public Assistance, Railroad Retirement benefits, and Black Lung benefits; or: $1,740 - all other accounts. If your bank account was frozen after January 1, 2009 or if you think your bank is not complying with EIPA, call the NYC Financial Justice Hotline at (212) 925-4929 for assistance. If your bank was frozen before January 1, 2009, EIPA will not automatically unfreeze your account. If you want to unfreeze your account, you must take specific action. Please refer to Frozen Bank Accounts to learn how to unfreeze your account. For more information, please visit Empire Justice Center's website for a summary of EIPA. What does it mean to be exempt from debt collection? Under state and federal law, certain kinds of income and property are classified as exempt from debt collection. A creditor or debt collector cannot force you to use exempt income or property to pay a debt. What kinds of benefits are exempt from debt collection? * Public Assistance (PA) * Supplemental Security Income (SSI) * Social Security * Social Security Disability (SSD) * Veterans benefits (VA) * Child Support * Spousal Maintenance * Workers Compensation * Unemployment Insurance * Railroad Retirement benefits * Black Lung benefits What kinds of retirement funds are exempt from debt collection? * Public and private pensions * Retirement saving accounts like 401(k), 403(b), and Individual Retirement Accounts (IRA) * All of the principal and 90% of the payments from a private trust How much earned income is exempt from debt collection? If you receive Mulberry or SSI, all of your earned income is exempt from debt collection. Earned income up to 30 times the minimum wage per week, after taxes, is exempt. The minimum wage is currently $7.25 an hour. If you take home $217.50 per week or less, all of your earned income is exempt from debt collection. If you take home more than $217.50 per week, 90% of your gross income or 75% of your disposable income, whichever is greater, is exempt from debt collection. Know Your Rights! 90% of income earned within the last 60 days is exempt from debt collection. If you have a frozen bank account, and all the money in the account is from recent paychecks, odds are it is all exempt from debt collection. Can my personal property be seized by a Marshal? The following kinds of personal property are exempt from debt collection and cannot be seized: * Household goods, like furniture, clothing, and appliances * One television * Radio * Personal items like wedding ring or watch * If a computer or car is indispensable to your work, they can be exempt as "tools of trade." What if I have personal property that is not exempt, like a second television or a DVD player? Don't worry. For most low-income people, a threat to seize personal property is an empty threat. At NEDAP, we have talked to hundreds, if not thousands, of low income New Yorkers. None of them have ever had property seized by the Marshal. For various reasons, it simply does not happen in New York. As long as you do not have valuable property -- such as expensive paintings, furniture, jewelry, and other luxury goods that would fetch a good price at auction -- you have nothing to worry about. Can a debt collector take my exempt income or property if it has a judgment against me? No. If you have exempt income or property, a debt collector cannot take it to pay a debt, even if it has a judgment against you. That being said, judgments have other negative consequences, and it is best to avoid them if possible. What does it mean to be "judgment proof"? If your income consists only of the exempt funds mentioned above, and