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We can loan up to $500 to University Park occupants, in view of qualifying elements. On the off chance that endorsed, your credit will be expected on your next payday that falls in the vicinity of 10 and 31 days after you get your advance. Nitty gritty data with respect to expenses and reimbursement is accessible on our Rates and Terms page. As you consider whether an advance is proper for your prompt needs, you ought to likewise investigate other subsidizing alternatives. A payday credit is a genuine budgetary duty, and not an answer for long haul issues. Getting from a companion of relative may be a superior alternative.
I currently own a condo in Fremont, University Park and have too many debts to pay the mortgage plus the value in my condo has gone way way down. Would like to look into a short sale but do not know where to begin? What if the condo does not sell? Do I go straight into foreclosure? And I know my credit goes bad for 7-10 years but will they continue to bug me for the money...or garnish my wages or tax refund if the condo has been foreclosed? Anyone know of a good real estate attourney in the Bay Area? PLEASE HELP!
Before you go into a short sale, you need to show to your lender that you NO longer afford the payment Usually the lender won't approve unless you're few months behind of your payment. Some people contact the lender first and be able to negotiate a better payment plan. It could be a refi to a fixed term with a lower interest rate. Short sale may take long long time cos' you don't have choice on picking the buyer, the bank does. If short sale unsuccessful your condo may be foreclosed due to non-payment, the bank still have right to go after you for the balance of the loan unless you file for bankruptcy. Go get a Realtor that has experience on short sale, he might know some negotiators in your area that can help you. I have a friend who borrowed money from friends and family to sell her townhouse and that way she did not need the lender's approval.
Call a local realtor who specialized in short sales. They have all the information on the documents that you need to get the short sale process going. It is important that you do this immediately and get the property listed asap.
Prior to accepting the present the financial institution will have to have asked a initial HUD and it will have to have had a proposed last date. Ask for a duplicate of the HUD. Also, the directory Realtor has a touch with the financial institution. Your agent will have to insist that the directory Realtor touch the financial institution and notice what is going on. realtor.sailor
You do not need an attorney. Call whatever real estate broker suits you and explain the situation. It is going to be routine for whoever you call.