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We can loan up to $500 to Americus occupants, in view of qualifying elements. On the off chance that endorsed, your credit will be expected on your next payday that falls in the vicinity of 10 and 31 days after you get your advance. Nitty gritty data with respect to expenses and reimbursement is accessible on our Rates and Terms page. As you consider whether an advance is proper for your prompt needs, you ought to likewise investigate other subsidizing alternatives. A payday credit is a genuine budgetary duty, and not an answer for long haul issues. Getting from a companion of relative may be a superior alternative.

    Now seems to be the time to buy. I have always rented and want to make an investment but no major money to put down. I have a very good income, but also have some big bills for right now; hence not much to put down. My credit is pretty good, but again, I have some bills I am paying off. I have about 35K in my 401k if that could help leverage the loan. Any ideas? I live in Miami, Florida - lots and lots of empty houses and condos all over the place waiting for someone to buy them.

    Your first step is to save up for a down payment, which is currently 3.5 percent under the FHA guidelines. The days of buying a home with no money down are gone forever, and the word "leverage" is worse than the F word now. Don't worry about missing out on the good deals that are out there. The real estate market is not going to rebound anytime soon, and you will not miss out.

    I don't think it will be possible to get a zero down mortgage anymore. With federal tax credits etc, you should have some help with the down payment. Regardless, you will likely at least 3.5% down with a FHA loan for a first time buyer for a single family house or condo / apartment in a complex with +50% owner occupancy. That's assuming good credit rating and relationship with a bank.

    Well, you could cash out the 401k for a down payment. The only no money down loans right now are VA(500 down) or USDA. Most likely a condo will not qualify for USDA, because it's only rural properties. That's just the way it is right now.

    Your first step is to forget it until you save up some money. Even an FHA loan requires at least 3.5% down plus closing costs.

    Join the military reserves. With a Americus loan you can buy with no money down and no PMI attached to the payment. If you don't know what a PMI is, you're not ready to get a loan.

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  • Alana O'Keefe
    Alana O'Keefe
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    Maegan Williamson
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