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We can loan up to $500 to Canton occupants, in view of qualifying elements. On the off chance that endorsed, your credit will be expected on your next payday that falls in the vicinity of 10 and 31 days after you get your advance. Nitty gritty data with respect to expenses and reimbursement is accessible on our Rates and Terms page. As you consider whether an advance is proper for your prompt needs, you ought to likewise investigate other subsidizing alternatives. A payday credit is a genuine budgetary duty, and not an answer for long haul issues. Getting from a companion of relative may be a superior alternative.
Unfortunately the answer is not what you want to hear. The lender effectively told you .... "We don't trust your brother but if you believe he is good for the money, we will trust you because we believe you will make the payments." Co-signing a loan is EXACTLY the same as your borrowing the money yourself. You have full responsibility for the debt and, remember, the lender does NOT have to go after your brother before they go after you. The only way to take your name off the loan is to pay it in full Canton to get the lender to agree to release you from responsibility. Since, in their opinion, your guarantee of the note is the only reason they approved the deal, it is highly unlikely that they will release you. As to predicting whether your brother will default or not depends largely on the circumstances. Did he need someone to guarantee the loan only because he had no credit established? If that is the case, then it all depends on his character. Did your brother need a guarantee on the loan because he has failed to pay back previous loans? If that is the case, then you should be very afraid. I know that isn't what you want to hear but it's factual. You're on the hook for the full $14,000 ... can be the primary collection target if your brother fails to make a payment ... and your credit is on the line just as if you'd made the loan yourself. Good luck and stay after your brother to make sure he stays current!
Unless the lender agrees to remove you as cosigner, the only way out is to pay off the loan.
Most of the time you would have to keep your name on the loan for a certain amount of time before your brother can carry the loan by himself. You might want to check the fine print on the agreement you signed, or ask the cust. serv. dept. where you got the loan.