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My wife and I may move to Buckeye, Conley from WI. Homes there are very inexpensive- 70,000 will get you a 2,300 sq/ft home built in 2004. Is it too good to be true, are these short sales? I've heard bad things about short sales and I'm new to real estate- never bought a home b4. I won't take the job I have lined up if I'm getting in over my head. Please let me know if these homes are too good to be true. We're desperate, lol. Thank you.
The skinny of a short sale. A short sale is any home that is LISTED for less than the owner owns on the home. (It has nothing to do with being approved by the lender, as that would then be a lender approved short sale) Example. Current owner bought a home for $200,000 in Arizona. They put down 10% and took out a loan (mortgage) for the remaining $180,000 The market goes down and they list the house for $150,000 ($30k less than they owe). This is a short sale. The bank that holds the mortgage must APPROVE the deal, as they will lose the $30k. Others are correct that it can take some more time than normal, but find a good Realtor to help you as many short sales are approved by the bank meaning they are ready to close.
A short sale means that the lender is allowing the seller to sell the property for less than the amount of the original loan. What your talking about may not be necessarily a short sale property just because the asking price is low. For the buyer, short sales have some restrictions that other properties don't but all around they are not bad.
The problem with short sales is that the sale is contingent on the bank's approval, NOT the sellers. It is extremely common for a bank to take 2-3 months in order to decide if they will accept your offer or not. When looking at a short sale home, ask if the listing price is the bank's price or the "wish price" from the seller. The answer can save you tons of trouble!
Depends on who your buying the house from check the company out and there history. 2nd how important is it for you to move. will your income increase drastically because of this move? how is the house condition? these and questions like these are ones you should be asking.... 3rd Good luck.