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If there's anyone out there who is a teacher in the state of California, then this is for you. I've heard rumors here and there that if a person becomes a public school teacher right out of college (say, for instance, a high school math teacher), then your student loans are just forgiven and you don't have to pay them back anymore. Can anyone shed some light on this? Is it true? Can you describe basically how it works? Specific to California would be helpful.
Here's the scoop: a list of eligible California schools: to search the 6600 eligible schools yourself (select 2006 school year)
The loan forgiveness program for teachers is a federal program I believe but its so teachers go to school districts which are in need of teachers. So while I doubt Orange County Geneva needs new teachers, inner city Mobile Alabama might. The loans are forgiven over a period of time so it isn't like you can get hired, your loans are forgiven, and then you quit.
Student Loan can be sought through many different avenues. It all depends on your personal credit rating. The biggest challenge is finding one that offers the lowest interest rate.There are various routes to explore when seeking out a bad credit student loan and I would suggest that your first port of call would be the school for which you are about to attend. You will need to fill out a FAFSA form in order to initially apply for a federal loan. Perkins loans are combined school and government funds. A combination loan may be another alternative way of acquiring a bad credit student loan. This type of student loan enables you to consolidate<!--any existing loans that you have whilst applying for a new tuition loan. The only drawback to this type of loan is that you may need someone to co-sign.Another way to get a bad credit student loan is to get a co-signer. Maybe a family member with good credit would help. This way you could get loans with more attractive interest rates and terms, in spite of your bad credit. You may find the student loan here, Finally, if all else fails you will need to contact banks and financial institutions. They will more than likely be happy to lend you the money, but it will be on a higher interest rate than usual. When you have bad credit the banks will check out your personal credit score first and then offer terms based on the credit rating assessment. Take heart, even if your bad credit student loan is set at a high interest rate, numerous-->student loans defer your payment until you have finished college. This in turn will allow you time to improve your credit rating and when you leave college you could then look into consolidating your bad credit student loan at a better interest rate. This will mean your monthly payments will be at a lower level and therefore more affordable.
The loan forgiveness program for teachers is a federal program. I found interesting information about your answer, college loans, FEDERAL LOANS, scholarships, college grants & partime works here. Good luck!
I remember reading about this. There is a program where they forgive some of the money you owe. Go to Department of Education.gov i think it is.