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    I'm graduating soon, and I've racked up about $8,600 in student loans, at a fixed interest rate of 6.8%. How is this calculated? I could easily move the decimal and multiply, which shows that I will have paid 584.8 in interest. Is that my total interest, or just for the first year of repayment? Is interest compounded annually? If so, is it calculated based on your remaining balance, and not your overall debt balance (before repayment)? I'm trying to see if I can pay of my loans a little early, thats all....

    Student loans are simple interest loans. To figure your interest take the current balance times the interest. Divide that by number of days in the year then multiply that by days since last payment was posted. That is the amount of interested accrued. $8,600 x 6.8% = $584.80 $584.80 / 365 (366 if leap year) = 1.5978 Assuming 30 days. 1.5978 x 30 = 47.9344. 2% payment = $172. 47.93 goes to interest 124.07 goes to principal $8475.93 is balance. Rinse and repeat.

    Do you have subsidized or unsubsidized? Do you have a Perkins loan or the {CITY} Loan. With unsubsidized loans, you have to start paying the interest immediately. With subsidized loans, for the Stafford, six months after graduation, and the Perkins loan, 9 months after graduation.

    Hi, I used "Credit Solution" to settle my loans.They managed to reduce my loans up to 58%.It's legitimate.I came across this company on NBC News Special Edition.Check it out here:

PC slowing Down!!!! plz help?

  • Vern Hermann
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