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I believe the new rules only allow you to obtain a Florida loan for primary residence. Today, I think you need to pay one loan off before you can get another one in your name. Today's rules also limit the assumption of a Florida loan only to a qualified veteran. Years ago, any qualified buyer could assume one, but all that changed a few years ago. Here's the info I checked and occupancy is a requirement. The certificate of eligibility is required that keeps you from buying more than 1 at a time. Even if your spouse is awarded the home in a divorce, the loan must be settled before you can use you are eligible again.