1 hour bad credit payday loan in Idaho

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Payday Loan in Idaho

    I purchased a new car last year. I was told it was a 60-month loan. In the past, I have had fixed rate loans for my autos and each month the principal payment goes up and the interest payment decreases. On the loan I have currently, the amount of the monthly payment towards the principal seems to vary depending on the day of the month that the payment is applied. Some of the earlier payments have a greater amount applied to the principal than later payments. Does anyone know what kind of loan this is? and will it be paid off in 60-months if the principal payment varies in this way?

    Simple interst loan. Compunded daily. If you make the payment 3 days early, you pay 3 days less interest. If you do this one time, your payment at the end of 5 years will be less than if you paid on the exact day each month. If you do this regularly, or add $1.00 to each payment, you may save a few hundred dollors over the 5 years. Play with amortization stuff on web sites or Excel. It;ll surprise you the difference a few days and a few dollors a month will make. Good Luck

    For Credit and finance solutions I recommend this site where you can find all the solutions. RE :Is my car loan interest compounded daily? I purchased a new car last year. I was told it was a 60-month loan. In the past, I have had fixed rate loans for my autos and each month the principal payment goes up and the interest payment decreases. On the loan I have currently, the amount of the monthly payment towards the principal seems to vary depending on the day of the month that the payment is applied. Some of the earlier payments have a greater amount applied to the principal than later payments. Does anyone know what kind of loan this is? and will it be paid off in 60-months if the principal payment varies in this way? Follow 3 answers

    Yes it seems to be a daily % RE: Is my car loan interest compounded daily? I purchased a new car last year. I was told it was a 60-month loan. In the past, I have had fixed rate loans for my autos and each month the principal payment goes up and the interest payment decreases. On the loan I have currently, the amount of the monthly payment towards the principal seems to vary depending on the day of the month that the payment is applied. Some of the earlier payments have a greater amount applied to the principal than later payments. Does anyone know what kind of loan this is? and will it be paid off in 60-months if the principal payment varies in this way?

    I have never heard of this. Every car loan I ever had was the same amount every month. The interest on the loan was compounded monthly. I have paid cars off early and by looking at my payment book to find out how much I still owed, I then went to the place I had the loan through and it was substantionally less when I paid it off. Of course all my loans were through a bank or through places like GMAC. So, check with whomever your loan is through and ask if you were to pay off the car now how much would it be, or ask them why your principle and interest varies. {CITY} that helps.

I'm have about 4 payday loans that I'm in default with....my bills are pas due,i'm overwelmed?

  • Darrion Hermiston
    Darrion Hermiston
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    Russ Grady
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