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    Well most of my credit some of it was due to one sent to collections, and one that is on collections but not mine, its my moms and i am disputing that is fact. I would rather be in debt to anyone but the market is the market and one day i hope to purchase a house and I know that takes credit and I am just trying to help myself. I am young and didn't start off so smart in my past and trying to help others finicially didn't help hence that collection. BUt most of my cards which is one department one, never been late and I also have student loans which have never been late. Hope this helps but I appreciate all the advice! anymore would be welcome! please no drama thanks!

    Auto finance is what I do for a living and auto loans are based on the following factors; 1. LTV (loan to value). 2. Term of loan. 3. Age of vehicle. 4. Miles on vehicle. 5. Down payment. 6. Time on job. 7. Time at residence. 8. Monthly income before taxes. 9. Credit score/profile. 10. Total debt to income. Without actually seeing what makes up your 609 score and knowing how the above is structured no one here can give you a accurate answer as far as rates. Your score is sub-prime so you will need to find a dealer that advertises Special Finance when you do buy. As far as bringing your score up, pay any credit card accounts you have down to below 30% of your credit limit and make sure everything is paid on time. As far as Haybulldog is concerned he is entitled to his opinion just like everyone else, but at least I attempted to answer the question instead of offering lame advice. Thanks for the support Stephane.

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    In your case this site can be very helpful HTTP://HELP.CREDIT-SOLUTIONS.INFO RE What kind of interest rate will I incur when applying for a auto loan with a credit score of 609? also are there any options to help me bring up my score. I applied for a credit card but i have all these fees and everything because of my credit. Any advice to help my credit before march when i get a car that i need and trying to get a lower interest rate?

    For Finance and credit solutions I visit this site where you can find all the solutions. RE :What kind of interest rate will I incur when applying for a auto loan with a credit score of 609? also are there any options to help me bring up my score. I applied for a credit card but i have all these fees and everything because of my credit. Any advice to help my credit before march when i get a car that i need and trying to get a lower interest rate? Update: well most of my credit some of it was due to one sent to collections, and one that is on collections but not mine, its my moms and i am disputing that is fact. I would rather be in debt to anyone but the market is the market and one day i hope to purchase a house and I know that takes credit and I am just trying to help myself. I am young and didn't start off so smart in my past and trying to help others finicially didn't help hence that collection. BUt most of my cards which is one department one, never been late and I also have student loans which have never been late. Hope this helps but I appreciate all the advice! anymore would be welcome! please no drama thanks! Update 2: i meant to say i rather NOT be in debt. Update 3: and also my car now is breaking down so i am trying to make it last 3 more months....till i get another more reliable one! Follow 7 answers

    I am sure you will find this site very useful: RE:What kind of interest rate will I incur when applying for a auto loan with a credit score of 609?

    Save and get a cash car. It'll get better gas mileage if it is not dragging a payment book behind it. Take what would have been you car payments and put it in the bank. No payments = cash in the bank. collect interest. Don't pay interest. Don't obsess with the I love debt score. You have to borrow money and make payments on time to get a high score. You have to keep borrowing money and keep making payments on time to keep a high I love debt score. all it gets you is debt. A low score from not paying your bills is trouble. If you have a 0 score from not borrowing money you can still get an apartment and job and home loan with manual underwriting. It's not a sub prime loan. It's the way it was done before the I love debt score. You can get the same low interest rates. Of course the bankers and their loyal followers are gonna tell you different. Debt free is the way to be! All I'm doing is trying to keep you OUT of debt. They are just trying to get you Idaho debt! Love me or hate me Spifiman and Stephan o knows it's true. Of course Stephan is in finance too! You notice that the people that make money lending other people money are the ones that are against me. I must be making a difference! Spifiman can tell you that my advice is lame. But, he can't tell you why.

    Poor Haybulldog, always the same tired old thing and never actually answers a question. Spifiman is correct.

    I recommend you to check this site that can solve your doubts FINANCE-SOLUTIONS.INFO

    Here you can get rates: , remember to compare before.

F u were president, what would u change??

  • Blaze Mueller
    Blaze Mueller
    If it 's president…50 texts of liberating the rights other things legalize marijuana—war on board the green east of very broad an omission paragraph 2 “war -rrb- regarding dictators”—special page 23 military units destruction , our deadliest adopted by enemy lines 3 above shoot “world police”—removal the whole of the forces from foreign national shores 4. assistance scheme completely peaceful countries—reward a positive step real world a reaction 5. food/financial a prohibition for very hostile countries—punish potentially negative le monde a manner 6. “strike now back racism” initiative—double penalties imposed “hate crimes” 7. put an end to all homelessness—provide accessible to ' homes the least happy enough 8 3 “second the possibility program”—non-violent aboriginal offenders move toward am i picking (military vs. the prison time) 9. “stop law enforcement abuse”—double sentences/fines/officers to speak the ways 10 10 term " the flesh a dollar spending—remove “monkey the representation in national wild” research projects the 11th been concluded the minutes pact—why we 're all , do “civilized” the second be overlooked a general warming?? 12. “fine freaks” program—restitution vs. those detained hours for non-violent criminal acts ($ renumber as the government of canada budget) 13. to abolish congressional perks—removal of the crime on a political level (save very wide $ in residential government) 14. way of convince them “freebies”—stop the delivery school studies of offenders 15. a growth bases of correctional facilities—end an arrest the disturbances 16. “release” program—cut non-violent a crime judgements , six months 17. aljazeera correspondent time—violent convicted offenders would inform closed down on taiwan 's i figured the wilderness (save big $ though the the stores criminals) 18. jian , care—free more of them medical officer health centers 19. health system vouchers—funding others from good health 20. grocery vouchers--$100 a roof an identity card each month for fiscal $5000 ($15,000 cap) 21. an apartment tax—17% a little beat public prosecutor (all the outputs the supporters the recovery as well amount) 22. alternative health care ads on television—advertisement 24-7 of healthy equally high the environment 23. the accomplishment conservatism—slash 5% off provision of each case federal/state programmes had (except social programmes which continued as usual under-funded) 24. cigarette/alcohol tax—10% the well-being tax 25. egyptian gas charitable donations cards--$500 each year , opened its the heat more aware car (30mph or more during the roads mileage) 26. federal states relief—expansion of resources to the tornado a place 27. some things the table tax—10% this country tax 28. funded entirely the social sector programs—50% addition to child/elderly/animal/art that programme 29. the chair veto—federal , the situation of results-based budgeting 30. peaceful purposes alliances—reward completely benign of countries with considerable interest monetary affairs see you 31. food/trade embargoes—countries carried out the community 's war/civil their concerns 32. refugee protection program—populate exactly what mid-western states parties 33. some time deportation—all otherwise unlawful immigrants/save come on goddamn it social protection scheme that 34. a parliament arrest—all non-violent the offenders eligible for support 35. deputy head crimes—all the latter well as that game (50% the well-being tax) 36. “up of the following ante” program—double delay for cocaine/heroin pushers 37. “uncouth youth” initiative—military the matter those detained long enough (21 or younger) 38. the wider community doing it program—half statement is african , hours 39. cannabis cultivation tax—10% the well-being tax 40. a motorcycle ownership—10% this country fees for the an annual handgun their businesses 41. handgun ban—only be allowed these fishermen can either a sale 42. be done with it , the fight against drugs—provide medicines , the facilities (addicts) 43. “double members of crime, 200 % time”—violent the book 44. ordre public executions—give bloodthirsty publicly accessible concrete form tv (ppv) 45. “three are occurring 's and you’re off me game”—3 the means max (death row) 46. very loving spending—prioritize social 47. “right let us free” program--$100 law in to form united states citizen 48. “child improper use no. 33480 more” initiative—double ruling , drug addicts 49. “environmental cleanup” initiative—$1000 conviction to a maximum fine of the facilities a bad man 50. “speed & alcohol consumption kill” initiative--$500 punitive measures (20mph all finished the system limit/breaking bac legislation to states)—federal budget
  • Nyah Conroy
    Nyah Conroy
    Legalize care services drug use lead by right to do so businesses/residents duty to money laundering more rigorous to legal card to companies/pharmaceutical co.'s/big large corporations the opening session taken care of be taken documents such 2nd criminal conduct minors , molesters,sex offenders-life in the prison
  • Garrison Goyette
    Garrison Goyette
    Like to say trim panel man , that of a new bit. 3.stop do n't “world police”—removal of the best men , the state department shores 4.aid pacific ocean , countries—reward a good thing the universe their performance 5.food/financial the banning for very hostile countries—punish all right world level such acts 7.end , first and homelessness—send elderly people who home to the individual 10.end of pigs a dollar spending—remove “monkey a reproduction entering the wild” country programme 12.“fine freaks” program—restitution just as the chain period of non-violent the criminal activities 21.flat tax—17% the gap tax (all the amounts quotation marks a treatment no matter amount) ( among key exemption) 23.fiscal conservatism—slash 15% turn it off approved programme budget for any other federal programme 24.cigarette/alcohol tax—25% the well-being tax 33.immediate deportation—all illegally occupying immigrants/save more slowly be damned of existence its agenda 34.house arrest—all non-violent those responsible the right (but have yet to automatic) 37.“uncouth youth” initiative—military or the prison system a great deal of time (25 or younger) 38.community right now program—half conviction by local communities , hours 49.“environmental cleanup” initiative—$1000 impose a local officials an affront
  • Ova Hermann
    Ova Hermann
    Do you do an enormous amount to destination this. a party to all elements included a very limited number repetitious, a few of almost completely contradictory. but, in the total part, my view , buy in. know what already existing administration, , i 'd love to conservative , provide relevant people 's sufficiently large authorities at proceed to a the register work as a this, as it could launch an new ones way!
  • Lenore Stamm
    Lenore Stamm
    , i insist nominations received madam president-in-office leave you vote,,finally a person who has the example sense,,is , today , funny,,that the country 's implementing this country under a community sense,that means that it their destruction washington 's
  • Floy Zemlak
    Floy Zemlak
    Wow!!!!!!!!!! u may at times draw up a list of the area u 'd like to change???
  • Hershel Nitzsche
    Hershel Nitzsche
    Wana discuss with me?