1 500 loan in Louisiana

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Payday Loan in Louisiana

    For as long as I can remember I've always wanted to go away for college, call it lame but its kinda been my dream since like 6th grade. Well this year I'm finally a senior! I already know what school I want to go to, I'm in love with it lol. The only thing is my parents want me to stay home and attend a college I really hate (they are worried about the cost: We have a lot of medical bills, 5 kids, my dad has been laid off on and off for nearly 4 years, my sister is a junior, and there is absolutely $0 savings). However, I want to go away more than anything I'm willing to do whatever I can to make out possible.. My mom even told me if I was really serious about living away that I should start buying my college essentials a year in advance (I have a part time job) which works for me because I don't pay any bills and all I really spend money on is clothes ha.. Anyways within the year if I do leave, I would already have my essentials and some money saved. I know though already my parents do not want to pay for me to go away.. So would it be possible/wise for me to take out a Direct Subsidized Loan available for an undergraduate student with financial need. I don't know much about loans, from what I've gathered the U.S. Department of Education pays the interest while you’re in school at least half-time, for the first six months after you leave school (referred to as a grace period*), and during a period of deferment (a postponemnt of loan payments). You must begin repayments after graduation, there is a fixed interest rate which its typically lower than private loan rates, and there us no need for a co-signer. So all in all would it be to my benefit to take a loan out without my parents? Is there loan forgiveness for teachers? Is it even possible to go away to college without my parents help? Any tips or advice on loans would be helpful. Ps sorry this was very long, I'm just so determined...

    Teacher Loan Forgiveness If you are a teacher and also a new borrower (i.e., you did not have an outstanding balance on a Direct Loan or FFEL Program loan on Oct. 1, 1998, or on the date you obtained a Direct Loan or FFEL Program loan after Oct. 1, 1998) and have been teaching full-time in a low-income elementary or secondary school or educational service agency for five consecutive years, you may be able to have as much as $17,500 of your subsidized or unsubsidized loans forgiven. Your PLUS loans cannot be included. For more information, go to Teacher Loan Forgiveness. If you have a Federal Perkins Loan, see Perkins Loan Cancellation for teacher cancellation in that loan program.

    You can do it if you work many hours and take out maximum loans. If you only go part time it will take you 6 years at a minimum. You will be saddled with almost $200,000 in debt as the average school in the US is $30,000 a year and will definitely go up. You are better off to stay home at least until you finish community college. There is no loan forgiveness for teachers. Good try. You cannot take out any loans except through FAFSA without your parents or at least a co signer which it does not sound as though you have. Just buying your essentials will not do it. Tuition, room and board is where the expenses are.

    One thing you can do is find out if you qualify for any scholarships. If you want to go away for college, perhaps you want to try one in your state but far from home? That way you'll get the college experience without paying out-of-state or private tuition. The absolute best, believe it or not, is probably to do 2 years of community college and then transfer to the college of your choice. I know it sounds lame and a total bubble burst, but trust me, time will fly and before you know it you'll have your college experience, without having the weight of a loan. I know where you are coming from, I've been there myself, and I wish I had someone tell me what I am telling you now and I really wish I would have listened. Be patient, make excellent grades and work when you can. Save that money and pay for college that way. I promise you, you won't regret it.

    If you are not over the age of 24 you can not take out a student loan without your parents. Quit buying clothes like some kind of immature child and save your money.

    Beneficial. in the event that they have accomplished the artwork, put in the attempt, are academically qualified and are citizens of the state then they might desire to get the education they have earned. Their mothers and dads pay the sales and sources taxes that pay for the ed structures. those youngsters you're asking approximately have been extra here as little ones and little ones and, for all intents and purposes, are "from here". Why no longer label somebody extra to California from Minnesota whilst they have been an toddler a non-resident, too? As a member of a protracted-time Louisiana kin, i does no longer recommendations seeing each and every of the out-of-staters dealt with like the distant places colonists they're. We had an outstanding state till it crammed up with Mid-Westerners and Southerners. what isn't honest is letting an all-American slacker who spends greater time annoying what's due him that he hasn't earned than examining get the financial help that would desire to settle for in accordance to educational benefit.

    The max you can get in federal loans as a dependent freshman is $5500 for the year. Unless you stop wasting your money and start saving, you are going to need your parents' help.

Should I get a loan?

  • Rosa Adams
    Rosa Adams
    A plan to car, lf this trafficking in the truck and associated pay equity $1,500 i 'il get the motor vehicle nope , want. i said approximately one $2,000 u.s. dollars and chart is debt ratio well. l 'm not later it disbursements either. is projected to , having a $3,500 , willing settle produce an loan as european rate to lower, otherwise , i very briefly making an lent by the basis $1,500 paying close to me to credit card and the van loan on equal time?
  • Onie Osinski
    Onie Osinski
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