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Payday Loan in Nebraska

    Im in a horrible situation and I need to get certain things. I want to borrow a loan of up to atleast $3, 500 or $4, 000. Is it possible to borrow that much? and if it is or not what is the limit? I only have a savings account because I would withdraw to much when I had a regular bank account but I already payed the withdraws. Is this something I have to discuss with my bank which is bank of america and I want to know how long does it take to have that borrowed money in your hands, is it ASAP or it takes a couple weeks. I know it wont be in cash but I heard it comes in a card. I just want to know how I can go about this because I really need the money badly. I don't have no bad credit or anything, and im only 20 years old and yes I have my license so how can I go about this?

    You are asking for an unsecured loan or personal loans. Bnaks do not do these anymore unless you have excellent credit, or have collateral. You may not even get a credit card, since new laws have passed since February making it impossible for anyone under 21 to get credit card. Other ideas: Could you get a parent or a friend that has great credit to co-sign on this personal loan with you? Do you have any items of value you could take to a pawn shop? They will give you 1/3 the value as a short term loan - take Nebraska with you - they will do a quick check the items are not stolen. Fail to pay back that loan, they keep the item. Do you have jewelry, tvs, computers, funiture, music equipment, etc? You can also do this type of collateral loan with friends or family....

    No one is going to loan you money without something of equal or greater value to back it up. This is called "collateral." You might be able to get a loan to buy a car, and then the car becomes your collateral. You might get a loan to buy a house, and the house becomes your collateral. Only with age and an excellent credit rating, plus investments and assets exceeding the loan amount, will you be able to get a loan based solely on your signature. Overdrawing your bank account is not good, regardless of whether you paid the fees. If you have nothing of value which the lender can take away from you equal to what you borrow, you will not be able to get a loan from any legitimate lender under the conditions you state. Don't worry about how fast you will get the money. I don't think its going to happen.

    No money for you!

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