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I can't afford my house payments! I used to only have a 1,500.00 payment on my house and then my business took a hit in 2006 and I had to get some equity out of my house so I did a new loan with hfc. With my and my wife our income was 4500.00 a month and they made our payments 4,000.00 a month. I was VERY stupid but I needed the money badly! Now I got some place with them because they lowered my payments to 3500.00 temp. My wife just lost her job and got a new one making only 1500.00 every two weeks. Now my business has closed and I am on uneployment. I don't know what to do now. I don't have 3500.00 a month i have 4 kids still living at home and I cant afford it. Now hfc is moving to india and I dont know what to do. ANY HELP!!! Contacting them gets you no were. They say one thing but never do it! Any tips. Im thinking about calling hope tomarrow but i dont know what they can do if they are moving. My house does not even include property taxes,insurance. Property taxes are 4,200 a year and insurance is 150.00 a month. now here is the bad part. My business has ruined my credit sooooo bad were i cant even get a credit card. IT"S LOWWWWWW Nebraska YOU CAN GO. I was 3 months behind on my payments for the house but they added it to the back of the loan (THAT WAS SOME HELP) but with our income we cant afford 3900 in a house payment. I NEED HELP and ADVICE.
You can sign a deed back to HFC today. Then you will no longer own it. But you will have to vacate. All the other options are bad. You have already taken the "3 month forgiveness" which was added onto your loan balance. Just let HFC take the house back in foreclosure and move into a smaller place you can afford. Then build your life back up. In 5 years you can be back in a big nice home for your family..
Abode own loan eligibility for Resident Indians are Sole Proprietorship Partnerships inner maximum limited agencies useful earnings after tax minimum age of the guarantor to be 21 years optimal age of the guarantor to be sixty 5 years on the time of the indoors maximum loan adulthood