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I'm sixteen and I have a part time job. I make about $300/month give or take depending on my hours. I need a car . . .now but don't have all the money up front. I was thinking about buying a used car from a dealership (under my moms name though). Would that be a good idea? I would want to put a down payment of $800 and then pay up to $200/month. I was thinking maybe a 2008 Kia Rio for $8,484 and it has about 36 thou miles. or a 2008 Cobalt for about $9 grand with about 39 thou miles. There is also a 2002 Kia Rio for $4,991 with 67,715. but I want this car for awhile, all throughout college so I rather have an '08 than '02. I think I can be responsible and make the monthly payments on time. Do you think this would be a good idea for a teenager?
Buy a 2000 to 4000 dollar honda civic 1 check insurance price BEFORE you buy,,some cars cost twice others 2 get a car fax 3 pay a mechanic [about 100 dollars t] to look it over,,many buy a used car only to have to put brakes 300/500] new radiator 300,,,tires,,300/400 or other parts 4 NEVER buy a car with a check engine lite on,,,NEVER 5 make sure all electrical controls work 6 never believe it when they say.." oh thats normal,,they all make that weird noise" how r u gona make payments in school? you going for free? pay cash,,,save your money,,,by paying cash you dont need expensive collision,theft and other insurances,
They have the option of either repairing the leak under warranty or offering you your money back. ---- Lets not go that far. I bet this car was bought New York IS. The OP definitely has NO option of a refund and even in states with "lemons laws" for used cars, it's rare to have such and option and there are guidelines to mileage and price of the vehicle to even get such an option... In before "TopSource" claims you can sue the pants off anyone and not get your case tossed in seven minutes, btw...and to pile on, since your car actually drives, you ain't got a claim against the car's merchantability, either. How to Protect Yourself: Buying a Used Car Source: The Florida Attorney General's Office Used Car Dealers Check with the Better Business Bureau to learn if it has received complaints against a particular dealer. Never rely solely upon oral promises of a salesman which will be difficult or impossible to enforce; ask the salesman to put it in writing. If you are considering buying a specific car, insist upon having the vehicle inspected by an independent mechanic before you buy it. Refusal to allow an independent inspection should be a clear warning, and you should consider taking your business elsewhere. Ask if the vehicle has ever been in an accident. Warranties Buying a car "as is" disclaims all warranties. You should not expect any legal protection if the car is a "lemon." In Florida, there is no Used Car Lemon Law. If the dealer does not affirmatively disclaim all warranties in writing, you will be covered at least by implied warranties of merchantability (the product will do what it is supposed to do), fitness for a particular purpose (dealer's advice that the car will be suitable for a particular use, such as hauling a trailer), and a good title. If the dealer provides its own written warranty, read the terms carefully to determine what repairs are covered, the extent of coverage (parts, labor, deductibles, exclusions) and the other terms and conditions. The dealer may try to sell you an extended service contract. You should consider the extent to which the same repairs are already covered under the dealer's warranty. The value of a service contract is determined by whether its price is likely to be greater or less than the cost of repairs to the car.
First of all, the most obvious problem is that you are 16 and can't get a loan. Under 18 years you are prohibited from signing contracts. Second, $300/month isn't enough to pay for a car, insurance, gas and maintenance.