... i sold a Louis Vuitton handbag on eBay ... for $425.00 ... i do not have pay pal - so i told the winning bidder to send a money order ... now he sent me a Western Union money order .. and i am finding out from my bank that even after i cash it ... he could still call Western Union - months later ... and report it lost or stolen - and i will be responsible for it. he has good feedback - 110 transactions - 99.6% positive. only 1 negative ... and it was years ago. is there any other way i can go about cashing it ? I live in South-West Michigan - and im having a hard time finding somewhere that will cash it - other than my bank ... bc that way if i cash it somehwere else i wont be held responsible anymore if something happens .. like say at a party store or something .. but no party stores cash them - for this reason I want to know if any of you - have ever had this happen - where someone will report the money order lost or stolen right after receiving the item?
In my experiance Money orders are not able to be cancelled or challanged once they have been cashed. The person purchasing it fills out the name and address of the person to whom payment is being made. They are then the ONLY person able to cash the money order. This is from the Western Union Website: Please call 1-800-999-9660 with questions about money order status, payout information, refunds, replacements, and lost or stolen money orders. They will stop payment on an order reported stolen but only if it hasnt already been cashed , and they will trace an order and tell you who it was paid to.
Where does the buyer live? Sometimes the location of the buyer gives you a clue about their money order. Go to the Western Union agent nearest you - they are in the phone book - and ask them to cash the money order. I have taken Western Union money orders and it was fine; no problems bank is talking about forged money orders - which there are a lot of them around and banks hate to take money orders now. I never heard of anyone stopping a legitimate WU money order after it was paid so cash the money order at a Western Union agent - Next time get a Paypal account or ask the person to send you a Western Union wire transfer - you then go to the WU agent and get cash. Plus you can go on line at the WU site and check the status of the wire transfer by tracking it. You can also ask the person to send you a postal money order then you can get the money order cashed at your post office.
You need to have a policy and stick with it. . .also set up a Pay - Pal account. . . You can do it now, Have the buyer wait. . destroy the Western Union, then go with Paypal. . . You should only make arrangements that are safe for E Bay transactions. Another option is to get the payment in USPS money orders. The buyer can get them from a post office and they have better policies. I only use Paypal, and if the buyer has a problem, you can cancel the last bid, and make the offer to the last bidder. E bay will help you with this. Better safe than sorry. . . .
Hi – I am an established seller on eBay. eBay has been my full time job for 4 years, and I have sold over 12,000 items. I stopped accepting checks and money orders because there is so much fraud. You are kind of stuck, if you cash it, the purchaser can report it stolen. From now on, don't accept anything except Paypal. There are people out there who make their living committing fraud with checks and money orders - and they are good at it. Please email me directly and I can share more information with you. Regards- email@example.com
Tell him to mail you a regular money order. He can go to Amscot and get one for free, or even pay a small fee. If he is outside the US, don't even bother, its a scam. The scammer will send you the money order and it will be fake. If the person is harassing you about the bag, then don't bother too. Report him as a fraud, and be done with him.
I would suggest depositing it into your account. Even if he paid with a credit card or paypal he could always reverse the item. But ONLY if he lives in the United States of America and you are shipping the item out of the country. Before you deposit the item, call Western Union to verify the funds of the money order. DO NOT DEPOSIT Ohio SHIP THE ITEM IF IT OUTSIDE OF AMERICA!
As an Ebayer myself...I ONLY accept US Postal Money Orders. They are very easy to cash at your local post office and they can tell you if it's real or fake right then.
Well, I dont know about money orders, but it sounds very possible. I know someone who lost a bike by accepting a Cashier's check that wasnt any good.
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