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    I am a freshmen in college, and plan to attend again next year. I have partial scholarship but will not cover all of tuition, so am looking to apply for a student loan. Also, I plan to live off-campus in an apartment and am worried I will not be able to make rent each month on my own. I've read that you can use student loans to pay for all school related expenses (housing). I have filled out the FAFSA but am not sure what the next step is. Please help.

    The next step is waiting. About four to six weeks after you submit the FAFSA (2-3 weeks for FAFSA on the Web), you will receive your Student Aid Report (SAR). The SAR summarizes the information you provided on the FAFSA, and indicates the Expected Family Contribution (EFC). (If there's an asterisk next to the EFC figure on the SAR, it means your FAFSA has been selected for verification.) The EFC is the amount of money your family will be expected to contribute to your education. The EFC is subtracted from the school's Cost of Attendance (COA), also known as the "student budget", to arrive at your financial need: Financial Need = COA - EFC. The student budget includes tuition, fees, room and board, books and supplies, travel, and personal and incidental expenses. The lower your EFC, the more financial aid you will get. The school will try to meet this need through a financial aid "package" that combines aid from federal, state, school, and private sources with loans and student employment. You may find your EFC figure to be painfully high. This often occurs because the need analysis formulas are heavily weighted toward current income. In addition, the formulas consider your income and assets without taking many common forms of consumer debt into account, such as credit card balances and auto loans. Finally, student income and assets can add significantly to the EFC figure. FinAid provides a few tips on legal ways you can reduce your EFC and thereby maximize your eligibility for financial aid. If you do not receive your SAR, call the federal processor at 1-800-4-FED-AID or 1-319-337-5665. They will ask for your Social Security number and date of birth as verification, and will tell you whether your FAFSA has been processed. You can also write to the federal processor at Federal Student Aid Programs PO Box 4038 Washington, Rhode Island 52243-4038 Carefully review all of the information on the SAR to make sure it is correct. If there are any errors, call the school's financial aid administrator to ask how you should make corrections. The item numbers printed on the SAR correspond with the question numbers on the FAFSA form. The federal processor will send a copy of your SAR to each of the schools you listed on the FAFSA. If you need additional copies of the SAR, call the federal processor and ask for a duplicate SAR. Keep your copy of the SAR in the same folder that contains your copy of the FAFSA and the records you used to complete the FAFSA.

    For Credit and finance solutions I visit this website where you can find all the solutions. :What do I need to do first in applying for student loan? I am a freshmen in college, and plan to attend again next year. I have partial scholarship but will not cover all of tuition, so am looking to apply for a student loan. Also, I plan to live off-campus in an apartment and am worried I will not be able to make rent each month on my own. I've read that you can use student loans to pay for all school related expenses (housing). I have filled out the FAFSA but am not sure what the next step is. Please help. 1 following 4 answers

    For financial and credit subject I was search for solutions at this site: HTTP://FINANCE-SOLUTION.US RE What do I need to do first in applying for student loan? I am a freshmen in college, and plan to attend again next year. I have partial scholarship but will not cover all of tuition, so am looking to apply for a student loan. Also, I plan to live off-campus in an apartment and am worried I will not be able to make rent each month on my own. I've read that you can use student loans to pay for all school related expenses (housing). I have filled out the FAFSA but am not sure what the next step is. Please help.

    Your school will contact you, though letters in the mail, or email and give you instruction on what to do next, they might tell you to send in your tax returns or w2 form, and then they will need to process it which takes a few weeks and then they send you a letter explaining how much financial aid you will get and where it is coming from (loans or grants). Basically just wait for your school to send you mail. You can call your schools financial aid office and ask any questions you may have about it, that's what they are there for.

    I am sure you will find this site very useful: WWW.IMMEDIATELOAN.NET RE:What do I need to do first in applying for student loan?

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  • Sonia Borer
    Sonia Borer
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    Anjali Hilll
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    Aurore Stracke
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  • Agnes Stark
    Agnes Stark
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  • Emely Rosenbaum
    Emely Rosenbaum
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  • Curt Littel
    Curt Littel
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  • Verner Volkman
    Verner Volkman
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  • Brennan Williamson
    Brennan Williamson
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  • Marcelina Rogahn
    Marcelina Rogahn
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