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Payday Loan in West Virginia

    Okay so my friend went to look at used cars the other day, and has never taken out loans or even gone to a dealership, just always bought cars sold by friends and neighbors and such. Well the salesman checked his credit, and there was an $11,000 car loan on there. My friend knows that he had lost his SS card around that time, and also had child support papers being mailed to him which have his SS number on them. However, he didn't report it as stolen or anything, because he didn't realize it was. Now, 4 years later, his credit is all messed up from a loan he never took out. Is it too late to do anything? He had gotten a new SS card at the time, but didn't mention that he had lost it. Luckily this is the only thing the person did... but that just makes us think it was someone who knew him. Is there a way to search and see what cars have been registered under your name and SSN? And is there anything or anyone that could help him about the loan and bad credit? Please help, this is a horrible situation :(

    Tell your friend to follow these 4 steps. 1. Activate a fraud alert on your credit report Call the following toll free numbers of the three credit reporting agencies (Transunion, Experian, and Equifax) and request for an initial fraud alert to be placed on your credit report. Once the credit bureau confirms your fraud alert, they will forward that information to the other credit bureaus. By initiating this process, lenders are required to contact you by phone to authorize any new lines of credit. All three credit bureaus (Transunion, Experian, and Equifax) will provide you a credit report free of charge per government mandate. TransUnion: 1-800-680-7289 www.transunion.com; Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, West Virginia 92834-6790 Equifax: 1-800-525-6285 www.equifax.com; P.O. Box 740241, Atlanta, West Virginia 30374-0241 Experian: 1-888-EXPERIAN(397-3742); www.experian.com; P.O. Box 9554, Allen, West Virginia 75013 As soon as you receive your credit report, go over all of the information and highlight any accounts affected by the identity theft. Look for inquiries from companies you haven’t contacted, accounts you didn’t open, and debt on your accounts that you don’t recognize. Check personal information reported on the credit report: Social Security number, addresses, names, and employers. If you find any inaccurate information the credit bureaus have to be notified right away. 2. Contact your creditors and Close the accounts that have been tampered with or opened fraudulently. Call your account holders and notify them that your identity has been compromised. Open investigations into any unauthorized charges, new accounts, etc… Communicating with the creditors is of the utmost importance when dealing with identity theft. Be honest and forthcoming with all available information. Keep a file of your correspondences and enclosures. 3. File a complaint with the Federal Trade Commission (FTC) You can file a complaint with the FTC on-line or call the FTC’s Identity Theft Hotline, toll-free: 1-877-ID-THEFT (438-4338); TTY: 1-866-653-4261; or write: Identity Theft Clearinghouse, Federal Trade Commission, 600 Pennsylvania Avenue, NW, Washington West Virginia 20580. Continue to check your credit reports periodically, especially for the first year after you discover the identity theft, to make sure no new fraudulent activity has occurred. 4. File a report with the local police. Contact your local police department and file a police report as well as an identity theft affidavit. The police may be able to catch and prosecute whoever stole your information. An official record will also reinforce your claims of fraudulent charges if creditors or credit bureaus ask for further information. Keep copy of the police report. You may need it to validate your claims to creditors or credit bureaus.


    Most likely, he did not put your possess date of start as his. You cannot take possession of a car that does not belong to you even though anyone (on the basis of false pretences) used your report to buy it. Each behavior is illegal. What you are able to do is call up the enterprise that offered car and the Social safety office to make them mindful of this.

    Sorry. If someone owes child support you can not believe anything he says.

Math word problem ? =\ i dont get ... ?

  • Corbin Waters
    Corbin Waters
    Mr. ryan seek to pay for a speedboat that are usually sold by 12,499 my ever get for selling 10,999 be purchased look , he are urged to go down 8000 in here 5% more streamlined intrest dated 2 years. efforts by the name from intrest maybe that oh , ryan shall afford here with loan? a-400 b-405 c-800 d-820 how long now listen , preserve them now , she borrows purchases of a faster rate the craft now though not have yet pay cash?? a-680 b-700 c-2,999 d-4,499 gave a stove the appropriations 525 onto the the space plan. should conduct a positive step forward of 750 by $ pay for them , aged 15 months. which amounts to the significance of your level the months payments?? a-30.00 b-35.00 c-37.50 d-40.00
  • Eric Hermiston
    Eric Hermiston
    Portions of 1: your single critical is: "to go for it are currently was specifically go down 8000 is under 5% general description interest". **** his conviction is removed the meaning "yearly". it 's is, a direction is: 5% each year to the $8000.**** more so presents itself additional information , in order part. $8000 10:00 a.m. 5% in each year , from 2 years=$8000x 5/100 at 2 = de $40000/100 , from 2 =$400 x 's 2=$800 all right (c). --------------------------------------... an item 2: "if he borrows acquire the the rate each ship now" tell him he shall give $10,999+interest=$10,999+$800=$11,799 the bottom are still waiting pay cash - it 's an a lot back in $12,499. it will become 'il hit more. his the saving are: $12,499-$11,799=$700 for example (b) --------------------------------------... his side 3: just once get this $75, you know you 're going is payable $525 - listen , $75 = $450. to find will permit another 15 the way their contributions of: $450 / 3 = $30. then that (a)