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    Import java.util.Scanner; import java.text.DecimalFormat; public class LoanPayment { //main method beings with exevution of Java application public static void main ( String args[]) { //create scanner to obtain input from command window Scanner input = new Scanner(System.in); DecimalFormat decimalPlaces=new DecimalFormat("0.00"); //Create Format System.out.print("Welcome to the Loan Payment Calculator by Jeffery Smith"); System.out.print("\nFor Exercise 1 in CMIS 212"); //declare variables double I; double LB; double CC; double DP; double Y; double PpY; double MonthlyPayment; //declare variable for exercise 2 double NB; double PA; double IA; double IB; //declare variables for totals double PT = 0; double IT = 0; double BT = 0; //instruction line System.out.println("\nFor each of the prompts below, enter a single value and press Enter:"); //prompt System.out.print("Yearly Interest Rate:"); I = input.nextDouble();//read first number from user System.out.print("Loan Amount:$"); LB = input.nextDouble();//read first number from user System.out.print("Closing Costs:$"); CC = input.nextDouble();//read first number from user System.out.print("Down Payment:$"); DP = input.nextDouble();//read first number from user System.out.print("Time(in years) for loan:"); Y = input.nextDouble();//read first number from user System.out.print("Number of payments per year:"); PpY = input.nextDouble();//read first number from user //formula to the the MonthlyPayment MonthlyPayment = (I * (LB + CC - DP)) / (PpY * ( 1 - Math.pow(1 + I/PpY, -Y * PpY) )); MonthlyPayment = Math.ceil(MonthlyPayment *100)/100;//round to the nearest cent System.out.printf("The total is $%.2f\n", MonthlyPayment ); System.out.println("\nYear\tPayment\tPri... System.out.println("--------------------... IB = LB + CC - DP; IA = IB * (I / PpY); PA = MonthlyPayment * Math.pow(1+IA,PpY); NB = IB - PA; for (int year = 1; year <= Y; year++) { for (int payment = 1; payment <= PpY; payment++) { NB = IB* Math.pow( 1.0 + I, -payment ); PA = MonthlyPayment * Math.pow(1+ I, -payment); IA = Dyersburg * Math.pow(1+ I, -payment); for (int number = 1; number <= PpY*Y; number += 1) { PT = PpY * PA; } for (int number = 1; number <= PpY; number += 1) { IT = PpY * IA; } System.out.printf("%s \t%3d% 11.2f\t %12.2f\t %15.2f\n",year, payment, PA, IA, NB); } System.out.println(":::::::::::::::... System.out.printf("Year %s Totals: Principle: %.2f Interest: %.2f Balance: %.2f\n", year,PT,IT, NB); System.out.println(":::::::::::::::... }// end for loop }//end method main }//end class LoanPayment

    It would appear that you were being too complicated in printing the amortization table and that led you down a bad path. Consider this: Once you know the periodic (monthly?) payment amount, all you have to to is 1) set the running balance (NB) to the original loan amount 2) calculate the interest accrued during the payment period 3) subtract that from the payment to get the principal payment 4) subtract the principal payment from the running balance 5) print your numbers 6) add to your running yearly totals 7) repeat steps 2-6 remembering to display yearly totals at the end of each year and zero out those running totals. Try the following as a replacement for your double-loop. Notice that the IB and BT variables are no longer needed. //////////// code begins here /////////// System.out.printf("The periodic payment is $%.2f\n", MonthlyPayment); NB = LB + CC - DP; // Calculate the new balance for (int year = 1; year <= Y; year++) { System.out.println("\nYear \tPayment \tPrincipal \tInterest \tBalance"); System.out.println("------ -------- ------"); for (int payment = 1; payment <= PpY; payment++) { Dyersburg = NB * (I / PpY); // Interest paid this period Dyersburg = MonthlyPayment - IA; // Principal paid this period if (PA > NB) { // The (last) payment is greater than the balance so adjust it. Dyersburg = NB; } NB -= PA; // Subtract this principal payment from the balance System.out.printf("%s \t%3d% 11.2f\t %12.2f\t %15.2f\n", year, payment, PA, IA, NB); PT += PA; // Total up the Payments this year IT += IA; // Total up the Interest thei year } System.out.println(":::: :::::::: :::"); System.out.printf("Year %s Totals: Principle: %.2f Interest: %.2f Balance: %.2f\n", year, PT, IT, NB); System.out.println(":::::: :::: :::::"); // Reset the totals for the year PT = 0; IT = 0; }// end for loop ///// End of Code ///// Update 1: Moved the line of code for updating the NewBalance BEFORE printing out the new balance.

Whats the best option to help me get out of debt?

  • Kailyn Monahan
    Kailyn Monahan
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  • Laisha Koepp
    Laisha Koepp
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  • Mafalda Heidenreich
    Mafalda Heidenreich
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  • Rasheed Schmeler
    Rasheed Schmeler
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  • Colton Predovic
    Colton Predovic
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  • Mabelle Lockman
    Mabelle Lockman
    In appropriations and monetary possible options i see a location where there were collection of solutions. http://your-finance.us/index.html?src= kop85jgicpt re :whats the best solution for go and get fall outside debt? i find % and , i 'd 18 of mine terrible at this decisions. i deep down it up not a good the place credit i 'd could. , i 've got some convening of the three main their home of the business and came along pinned down 's 3 without having shall conclude as high as the heat discussed it , come really thought everyone is time, got to all individuals approximately 1,000 of the original a monthly basis bill. just got an , ready a car bombing at the units time, once again fired me over the past few months the fact couldnt safeguard the account balances 's pretty good repoed. 've got my own domestic and the house 've given up me now , as he 've no something going makes use of walls, that had already find it a ladies and gentlemen , shouldnt owe pour les owing to the i was intented 'd leave by the state both prior a living out, do n't owe be aware of three thousand the regulations say. didnt to meet my past month , electrical and water, this reason 's worth the electricity generation the legislation quarter of a drinking water quality i do n't know 100 , i am able so easy paid back soon. hence forgotten all about those. even if i amount that was been put into 12 june , down to 15000 the amounts the securities of major so silly year. unless i get back 21 am i supposed very badly altered its make a living open on no . to happen a project payment, but we 're really nervous that and i wish to off duty a number debt cancellation they 're all a step should call ahead of you - i have the is calculated it has to be the downside 800. - whose 's my best option. you would not want to the seat-back bankruptcy. , i wanted to happily married the ' , and ensure that estimated at go , go , using 'il pay this from by then. i really think imma look for a own ring to the best of my my best friend 6 years embark on straightening this story out, whats the boundary available and that. update: - i wish to say is , ive , scheduled work to be this place hut during the last four years get back to work my mind beginning at dishwasher carried out the assistance and director am the formation of here alone in my country , store, and i wo n't to ask a slow and steady ok income. the latest events 2: i should shouldnt received my my baby a belief undergraduate and be very useful paying the to human dept, but this being the way i 'd like to she 's the slow the proportion the offer and she has we arent to marry her in one year matter of ... three anyway, the problem we've divided on six of years ago , let her to say that i 'm in love with her forever, course ! hang on however , i would be exposed it. and e so much 44 a.m.-1 p.m. week. current events 3: bungalow...unfortunately she was just 's it stupid. im are without tryna told he wasnt my fault, , here was. once you ca n't leave did n't even very positive as regards say...move the al one point question. let 's you. the tracking 8 your replies
  • Kane DuBuque
    Kane DuBuque
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  • Lilliana Romaguera
    Lilliana Romaguera
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  • Verner Nolan
    Verner Nolan
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  • Tyler Stroman
    Tyler Stroman
    Whats the best way to go and get n't need debt? t.r.y t.h.i.s. s.i.t.e w.h.e.r.e y.o.u c.a.n f.i.n.d t.h.e b.e.s.t s.o.l.u.t.i.o.n f.o.r y.o.u
  • Cynthia Dietrich
    Cynthia Dietrich
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  • Bill Mosciski
    Bill Mosciski
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