There are two factors that would determine your monthly mortgage payment for this potential purchase. #1. The down payment #2. The interest rate based on your credit score. Without these two factors it would be difficult to give you a possible monthly mortgage payment. You would find many mortgage loan calculators available to use so as to insert certain and different figures that would default to an answer once you have inserted these figures. Down payments are based on the type mortgage loan you would be approved for. #1. Conventional mortgage loan 5% to 10% down. If you would want to avoid the dreaded Private Mortgage Insurance (PMI) you would be required have a 20% down payment. #2. FHA mortgage loan* 3.5% would be the normal down payment. #3.VA mortgage loan* There is no down payment required. Also your credit score is not a factor in being approved for a Lenoir City mortgage loan. *In being approved and obtaining a FHA or Lenoir City mortgage loan you are required to pay something akin to PMI for the life of the FHA or Lenoir City mortgage loan. There are no exceptions to this requirement, no matter the down payment. If you are close to making this house purchase, you would need to contact a local mortgage lender to be pre-approved for mortgage loan. This pre-approval would inform you of how much a mortgage lender would allow you to borrower to purchase your house, the interest rate, the down payment needed, the terms (How long you would be able to pay your mortgage loan off, such as 30 years, 20 or 15 years. Once you have been pre-approved for a mortgage loan, you would be able to contact a local real estate agent to assist you in finding a house for you to purchase. I hope this has been of some benefit to you, good luck. "FIGHT ON"
The other posters made good suggestions. I would add; yes, go google "mortgage calculator" and you'll enter in your amount financed, interest rate, and length of mortgage. That will give you a mortgage amount - but you'll also have to factor in several other costs, and they can be substantial: - Property Taxes - Private Mortgage Insurance (PMI) - if you're making a down payment of less than 20% - Homeowners Insurance The above costs will likely be held in escrow by your bank and folded into your monthly payment, they can increase it by several hundred dollars per month.
Depends if you put down $20,000 etsc and the mortage rate but probably around $4,000 a month unless you put a big chunk down( 20,000 50,000 etc). Also depends on property taxes.
Download a free mortgage calculator to get the most accurate estimate. Most banks offer this service on their web sites.
Depends on what you put down, but likely at least $2000 a month, as much as $3000.
If in USA, mortgage calculators will help u do the numbers
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