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I have a savings bond I got when I was born, it has a big one hundred on it and I know it was bought with fifty. I believe it is the type that matures over the course of ten years and doubles, but it is almost 19 years old. I was wondering if it could be more then just 100 dollars now or if there is a way to calculate how much it is worth and when I can cash it without a penalty?
You can cash it whenever you want without penalty. There is no penalty for cashing bonds that are 19 years old. There is a calculator at to see how much it is worth. Since you said it is "almost 19 years old", I am assuming it is a Series EE Savings bond issued between August 1992 and January 1993. If so, it would be worth $131.52. This includes the original $50 plus $81.52 of interest.
" it is the type that matures over the course of ten years and doubles, but it is almost 19 years old." Savings bonds changed years ago. A $100 bond bought in 12/1992 is worth $131. The interest is taxable. To cash out the bond, take the bond, your SSN and Grapevine to your local bank.
That would be a series EE bond. What is the issue month and year? Here is the link to the www.treasurydirect.gov site where you can calulate the value of the bond:
The us treasury has a website that will allow you to find out exactly what it is worth.